Should I Provide Medical Records to the Insurance Companies after a Crash?
Car Accident Lawyer Wytheville, VA
After a crash, auto insurance companies will want to know about the extent of your injuries, as a car accident lawyer Wytheville, VA relies can explain. If you’ve been hurt by another driver, that person’s insurance will likely ask for all of your medical records.
Though this may seem like a reasonable request, it’s not. Here’s why the team of the Law Offices of Mark T. Hurt recommends you never hand over medical documents without first consulting with one of our professionals.
Doesn’t the Insurance Company Need to know About my Injuries?
Yes they do, but they don’t need to know more than is relevant to your auto accident case.
When you share medical records with the insurance carrier of the at-fault driver, here is what they will likely do: the insurance adjusters and their medical team will pull apart your confidential information looking for something to use against you.
Their team is looking for ways to show that your injuries are not related to the crash, not related to what their driver did to you, and therefore not eligible to be covered by the claim.
Their team is looking for ways to discredit and embarrass you. Looking for ways to find pre-existing injuries, habits or mental health concerns that could have impacted how you operated a vehicle the day of the crash.
What if the Insurance Adjuster Insists the Records are Required?
A Wytheville, VA car accident lawyer knows that the insurance adjuster will try to convince you to share as much of your medical history as possible. Ask he or she why they are needed. What is it they are looking for? Don’t be surprised if their answer isn’t convincing. The information they are asking for is private and only you can authorize the insurance carrier to have it.
Never provide access to your records without you reviewing them first, and reviewing them with a trusted attorney. The Law Offices of Mark T. Hurt understands what insurance companies will say and do to get ahold of your records. Our team won’t give them access unless we know it’s absolutely vital to your case.
Do I really need a car accident lawyer in Wytheville, VA?
Yes. If you choose to go it alone without a Wytheville, VA car accident lawyer, you may risk having your full medical records exposed for negative reasons. The information could be used against you instead of to help you and get you on the road to recovery.
Auto insurance companies are settling with drivers every day. They’re assessing your injuries, and the damage to your vehicle. And they’re trying to settle for as little as possible. They may not consider the full impact on your life, your inability to work, and the loss of companionship with your loved ones. Don’t accept a settlement that is less than you deserve. Let our office help you navigate this stressful situation.
Before you hand over medical records or accept a one-time payment from an insurance carrier, call the Law Offices of Mark T. Hurt today. We will keep your private information private. We can help you get you a settlement that considers the full impact of the crash on your life. We can help you get back on the road to recovery. Call a car accident lawyer Wytheville, VA trusts from the Law Office of Mark T. Hurt today.