Lynchburg, VA Car Accident Lawyer

A Lynchburg, VA car accident lawyer can help you get the compensation you deserve after a car crash. Whether someone else was at fault, or you’re just trying to battle with your insurance provider, the professionals at The Law Offices of Mark T. Hurt can fight for you. Read on to learn more about what you should do after a car accident, and get in touch with us right away.

What Should I Do After A Car Accident?

If you’ve been in a car accident, it’s important to follow these major steps:

1. Remain Calm And Get Safe.

Stay calm, and don’t panic. If you’re able to move without hurting yourself, get out of harm’s way and get somewhere safe. If you’re able to move your car, that’s even better. Pull over and don’t get out of the vehicle until you know it’s totally clear.

2. Call First Responders.

This is an important step. It may take some time for the police and firefighters (if needed) to arrive, but you need to report your accident to the authorities. Wait for them to show up before you start telling your side of the story.

3. Document Everything.

While you’re waiting for first responders to arrive, use this time wisely. Take photos of the damage to your vehicle, and take photos of the surrounding area, as well. You may have a bit of an adrenaline rush, but focus on taking things one step at a time. Take video of the accident if possible, and get as much evidence as you can in case you need to lawyer up.

4. Exchange Information.

After a car accident, it’s important to get everyone’s information. This includes insurance info, but also phone numbers of anyone involved, including witnesses. Don’t forget to get the badge numbers of your responding officers if possible, and maybe even a copy of the incident report. This is all helpful for building your case later.

5. Contact A Lawyer

It’s important to get in touch with a Lynchburg car accident lawyer you can trust. The right legal team can help you move on from your accident and focus on your recovery, rather than mountains of paperwork and bills.

How Can A Car Accident Lawyer Help?

Car accidents are dangerous, painful, and expensive. You’ll have to deal with repair bills, medical bills, and even lost wages from the time you’ve had to miss from work. While you may think insurance has you covered, you’ll need help battling for your payout.

Unfortunately, insurance companies like to hold on to your money for as long as possible. They generate more money on interest, which means you might be left hanging when you need the money most. All the more reason to get in touch with a lawyer who can fight on your behalf.

Get In Touch With The Law Offices Of Mark T. Hurt Today

At the Law Offices of Mark T. Hurt, we understand how frustrating and overwhelming a car accident can be. We offer dedicated case management to each and every one of our clients so you can fight back against stingy insurance companies and get the compensation you need to rebuild your life.

We’ll also help you go over the specifics of your case. There may be other parties responsible for your injuries, and we’ll help you get justice and closure.

Get in touch with the Law Offices of Mark T. Hurt today, and a see how a Lynchburg car accident lawyer from our office can help.

5 Common Injuries Following A Car Accident

Following a car crash can be a traumatic experience, and you may need help from a Lynchburg, VA car accident lawyer. In addition to the immediate physical and emotional distress, the aftermath of a collision often includes dealing with medical bills, insurance claims, and legal matters. If you’ve been injured in a car accident in Lynchburg, VA, it’s crucial to understand the common injuries that can occur and how a car accident lawyer can help protect your rights and secure the compensation you deserve.

1. Whiplash

Whiplash continues to be one of the most injuries following a car crash. This occurs when the head and neck are suddenly jerked back and forth, causing strain to the neck muscles and ligaments. Symptoms of whiplash may include neck pain, stiffness, headaches, dizziness, and difficulty concentrating. It is essential to seek medical attention promptly and consult with a car accident lawyer to ensure your rights are protected.

2. Broken Bones

The amount of force and impact caused by a car crash can lead to broken bones. Fractured bones can range from minor to severe, requiring medical intervention such as casting, surgery, or physical therapy. Common fractures include broken ribs, arms, legs, collarbones, and hips. Seeking legal representation can help you navigate the legal complexities and recover compensation for medical expenses, lost wages, and pain and suffering.

3. Head Injuries

Head injuries are another type of accident that might require a Lynchburg car accident lawyer to help you or your loved one obtain compensation. Concussions, traumatic brain injuries (TBIs), and skull fractures are common in car accidents, especially when there is a direct impact to the head. These injuries can result in cognitive impairment, memory loss, mood swings, headaches, and even long-term disabilities. If you have suffered a head injury in a car accident, it is crucial to consult with a car accident lawyer experienced in handling such cases to protect your rights and seek fair compensation.

4. Back and Spinal Cord Injuries

Back injuries, such as herniated discs and spinal cord damage, are frequent in car accidents, particularly in high-impact collisions. These injuries can cause chronic pain, limited mobility, paralysis, and long-term disabilities. Treatment for spinal injuries often involves extensive medical care, rehabilitation, and ongoing therapy. A car accident lawyer specializing in personal injury cases can assist you in building a strong legal claim to pursue adequate compensation for your injuries.

5. Emotional Distress

Car accidents can leave victims emotionally traumatized, leading to conditions like post-traumatic stress disorder (PTSD), anxiety, and depression. Emotional distress can impact a person’s daily life, relationships, and overall well-being. Seeking professional help from a therapist or counselor is crucial for recovery. A car accident can figure out how you to factor emotional distress into your claim, as well as accounting for other factors like pain and suffering.

Experiencing a car accident is an overwhelming and life-altering event, particularly when injuries are involved. If you find yourself injured following a car accident in Lynchburg, VA, seeking the assistance of a car accident lawyer is vital to protect your rights and secure fair compensation for your injuries. From navigating insurance claims to negotiating with the responsible parties, a skilled attorney will guide you through the legal process, giving you the best chance of obtaining the compensation you deserve. Remember, your physical and emotional well-being should be your top priority, and with the help of a Lynchburg car accident lawyer, you can focus on healing while leaving the legal matters in capable hands, by calling The Law Offices of Mark T. Hurt today!

Car Accident Infographic

Evidence For Your Car Accident Claim

After a car accident, your Lynchburg, VA car accident lawyer knows that gathering the right evidence is crucial to support your insurance claim or potential legal case. The evidence you collect can help establish liability, demonstrate the extent of damages, and strengthen your position during negotiations or in court. If you want to pursue compensation for your accident, reach out to The Law Offices of Mark T. Hurt.

• Documentation:

Start by obtaining essential documentation related to the accident, including:

• • Police Report: If law enforcement responded to the scene, request a copy of the accident report. This report contains valuable information, including the officer’s observations, statements from involved parties, and a diagram of the accident scene.
  • Medical Records: Keep a record of any medical treatment you receive following the accident. This includes hospital reports, doctor’s notes, diagnoses, prescriptions, and receipts for medical expenses.
  • Insurance Information: Gather the insurance details of all parties involved in the accident, including their policy numbers and contact information.

• Photographs:

Capture visual evidence of the accident scene, damages, and contributing factors. Take photos from multiple angles and include the following:

• • Vehicle Damage: Document the extent of damage to all vehicles involved, both close-up and in wider shots.
  • Skid Marks or Debris: If applicable, photograph skid marks, road conditions, and any debris on the roadway.
  • Traffic Signs and Signals: Photograph traffic signs, signals, and their visibility to establish their condition at the time of the accident.
  • Injuries: If you sustained visible injuries, photograph them as evidence of physical harm.

• Eyewitness Statements:

Obtain statements from witnesses who saw the accident occur. Collect their contact information, and ask them to describe what they saw and any other relevant details. Your Lynchburg car accident lawyer knows that eyewitness statements can help establish the sequence of events and provide an unbiased account of the accident.

• Video Evidence:

If available, search for any video recordings of the accident. This may include surveillance footage from nearby businesses or traffic cameras. Additionally, if you or any witnesses captured the accident on a cellphone or dashcam video, ensure that this evidence is preserved.

• Accident Reconstruction:

In complex cases, accident reconstruction experts can recreate the accident scene based on evidence and provide expert testimony. They can use factors such as skid marks, vehicle damage, and witness statements to help determine liability.

• Phone Records:

If distracted driving is suspected, obtaining phone records can be crucial. These records can demonstrate whether a driver was using their phone at the time of the accident, supporting a claim of negligence.

• Documentation of Damages:

Keep records of all expenses and losses related to the accident. This includes receipts for repairs, towing fees, rental car costs, and any other out-of-pocket expenses resulting from the accident. Additionally, document any missed workdays and the associated income loss.

Remember to consult with your lawyer for guidance specific to your situation. They can help ensure you gather the necessary evidence, protect your rights, and navigate the claims or legal process effectively. By collecting and preserving comprehensive evidence following a car accident, you increase your chances of presenting a strong case and receiving fair compensation for your damages and injuries. Speak with your Lynchburg car accident lawyer from The Law Offices of Mark T. Hurt now. 

Lynchburg Car Accident Lawyer FAQs

Car accidents are unfortunately all too common, and they can be a source of confusion and stress for those involved as a Lynchburg, VA car accident lawyer knows all too well. Here are the five most commonly asked questions about car accidents and their answers to help you navigate through this challenging situation; read through them, then contact The Law Offices of Mark T. Hurt for help:

1. What should I do immediately after a car accident?

After a car accident, the first priority should always be the safety and well-being of everyone involved. Check for injuries and call for medical assistance if needed. If it’s safe to do so, move your vehicle to the side of the road to avoid blocking traffic. Exchange information with the other driver(s), including names, contact details, license plate numbers, and insurance information. It’s essential to document the scene by taking photos of the vehicles, their positions, and any visible damage. Report the accident to the police and notify your insurance company as soon as possible.

2. Should I go to the hospital after a car accident, even if I feel okay?

It’s crucial to seek medical attention after a car accident, even if you feel fine. Some injuries, such as whiplash or internal injuries, may not show immediate symptoms. Adrenaline and shock can also mask pain and discomfort. A medical evaluation can help identify any underlying injuries that may not be apparent right away. Additionally, having medical documentation can be essential for insurance claims and potential legal actions — it is essential to at least have some records of how you felt after the accident, even if you only suffered a few scrapes and bruises.

3. Whose insurance will cover my medical expenses and car repairs?

The party at fault for the accident is typically responsible for covering the medical expenses and property damage of the other party. In no-fault states, each driver’s insurance covers their medical expenses and property damage regardless of fault. If the other driver is at fault, their liability insurance should cover your medical expenses and car repairs. However, if the at-fault driver is uninsured or underinsured, your own uninsured/underinsured motorist coverage may come into play to cover your expenses.

4. Should I talk to the other driver’s insurance company?

It’s generally best to avoid speaking directly to the other driver’s insurance company without consulting an attorney first. Insurance companies may use your statements against you to minimize their liability. Instead, report the accident to your insurance company and let them handle communication with the other party’s insurer. If you’re contacted by the other driver’s insurance company, politely decline to discuss the details and refer them to your attorney or insurance company. The same can be said for police reports. Only give them the necessary facts about what happened. Do not provide more than that. Your Lynchburg car accident lawyer can take it from there.

5. When should I consider hiring a car accident attorney?

You may want to consider hiring a car accident attorney if you’ve suffered significant injuries, face high medical expenses, or are dealing with a complicated insurance claim. An attorney can help protect your rights, negotiate with insurance companies, gather evidence, and represent you in legal proceedings if necessary. Additionally, if fault is disputed or multiple parties are involved, having legal representation can be beneficial to ensure you receive fair compensation.

Being involved in a car accident can be a stressful and overwhelming experience. Always prioritize safety and follow the proper procedures to protect yourself and your rights. Contact a Lynchburg car accident lawyer today at The Law Offices of Mark T. Hurt for help.

Understanding Virginia Car Accident Insurance Coverage Laws

A Lynchburg, VA car accident lawyer knows that navigating the complexities of car accident insurance can be daunting, especially when dealing with the specific requirements and nuances of Virginia’s laws. Virginia stands unique in its approach to car accident insurance, and understanding these intricacies can be vital for anyone driving in the state. Call The Law Offices of Mark T. Hurt if you need help following a car accident.

The Basics Of Virginia’s Insurance Requirements

Virginia requires all drivers to either carry liability insurance or pay the state’s Uninsured Motor Vehicle (UMV) fee. If choosing the insurance route, the minimum coverage required includes:

• Bodily injury or death of one person: $25,000
• Bodily injury or death of two or more persons: $50,000
• Property damage: $20,000

These minimums are in place to ensure that if you’re at fault in an accident, there’s some coverage for the other party’s medical expenses or property damage. But remember, these are just the minimums; many choose to purchase higher coverage amounts for added security.

Virginia’s Unique Option: The UMV Fee

Virginia offers drivers an unusual choice – the option to drive without insurance after paying the UMV fee. Currently set at $500, this fee allows you to operate an uninsured vehicle at your risk for 12 months. However, a Lynchburg car accident lawyer knows that this doesn’t provide any insurance coverage. If you’re at fault in an accident, you’re personally responsible for all costs. Additionally, if injured in an accident where the other driver is at fault and uninsured, you might face challenges securing compensation.

Uninsured And Underinsured Motorist Coverage

Given the option for drivers to legally operate without insurance after paying the UMV fee, the risk of being in an accident with an uninsured driver is a real concern in Virginia. Therefore, insurance companies are required to offer Uninsured and Underinsured Motorist Coverage. This ensures that if you’re in an accident with someone who either has no insurance or inadequate coverage, you can claim expenses from your own policy.

The Role Of “Contributory Negligence” In Virginia

One key factor to remember when considering car accident insurance in Virginia is the principle of “contributory negligence.” Unlike many other states, Virginia follows this principle, meaning if you’re found even slightly at fault in an accident, you might be barred from recovering any damages. This makes it essential to have a comprehensive understanding of your coverage and rights, especially when navigating post-accident claims and negotiations.

Navigating Claims With Our Expertise

When you’re caught in the maze of Virginia’s car accident insurance laws, having us by your side can make a significant difference. Our experienced team is well-versed with all nuances, from understanding minimum coverage requirements to guiding you through the claims process, ensuring that your rights are protected every step of the way.

Let’s Secure Your Journey On Virginia Roads

Understanding and navigating the car accident insurance landscape in Virginia is crucial for every driver. It’s not just about fulfilling legal requirements but ensuring that you’re adequately protected from unforeseen events. We are committed to guiding you with clarity and expertise. If you’re seeking assistance or have any concerns about your coverage, don’t hesitate to reach out. Call The Law Offices of Mark T. Hurt to see how our Lynchburg car accident lawyer can help you today.