Should I settle a truck accident without insurance?
If you were recently in a semi truck accident and the police determined that the other driver was at fault, you are probably wondering whether or not to settle the accident without insurance or a claim. The trucking company who owns the semi truck will, for greed and other obvious reasons, want to use its company’s insurance to pay for your accident damages and injuries. They will try to throw out a lowball offer to fix your vehicle and the bare minimum settlement to cover your expenses, like medical bills and lost wages. You should not accept this offer, because you deserve a lot more. Because you unable to go to work due to the injuries sustained and damage done to your car, the payment will help you out. However, it is not a fair offer and you should not accept it. Reach out to a personal injury attorney and have them review your case for free during a consultation. They can determine if you have a case and if you can receive even more compensation than you are being offered. If they agree to come on as your attorney, he or she may even work on a contingency basis, so you will not have to pay them unless you receive more than previously offered. Although the semi truck driver caused your accident and injuries, many other parties can be held liable for your injuries.
Try to find out the names of the truck driver, the truck owner or company, the manufacturer of the truck, the tire manufacturer, the loading company, (if there is one) the defective part manufacturer, and any other third party that maintains and takes care of the truck. This will help your personal injury attorney with finding out guilty parties. You may also have a lot of expenses and/or losses because of the accident. This can include inpatient and outpatient hospital expenses, ambulance costs, doctors expenses, wages lost due to recovering, loss in future earnings because of long term disability and replacement of your totaled vehicle. The trucking company will try its best to get you to quickly sign a low settlement that will prevent you from taking any further actions on your behalf. Do not do this because it will only provide short term and inadequate finances for your losses. Hire a personal injury lawyer such as the Personal injury lawyer Memphis, TN locals turn to and save yourself the stress and time in pursuing a case alone.
Thanks to authors at Patterson Bray for their insight into Personal Injury.