Can I Sue Uber or Lyft If I Was Injured as A Passenger?
Yes. An individual is entitled to sue Uber, Lyft, or another rideshare company for injuries suffered in an accident or wrongful death, regardless of whether they were a passenger in the vehicle, a pedestrian, or someone in another automobile.
Uber Car Accident Lawyer and Lyft Crash Attorney – How We Help
If you or a loved one was involved in an Uber or Lyft Accident, we invite you to call our office to schedule a free consultation with experienced rideshare attorney Mark Hurt to learn more about your legal options for pursuing accountability and maximum compensation. At The Law Offices of Mark T. Hurt, we represent injured victims on contingency, meaning we never charge a fee unless we successfully recover compensation through a settlement or jury award. Further, we advance litigation expenses for the duration of a trial.
Who May be Liable for A Rideshare Accident?
Rideshare accidents may potentially involve a number of potentially-responsible parties, including:
- The driver causing hitting an injured person’s vehicle.
- Other drivers, such as a driver driving the wrong way on a street that caused another driver to drive into an injured person’s vehicle.
- Bars and restaurants if the driver was intoxicated.
- Municipalities, if they did not adequately ensure that the roads were in good condition (such as if traffic signals didn’t work, or that trees or other foliage was blocking stop signs).
- Construction companies, if the crash occurred in a construction zone and there were conditions that made driving in the construction zone unusually hazardous (such as poor lighting in lane diversion areas).
Understanding the Role of Insurance in Seeking Compensation in Vehicle Crashes Involving Uber and Lyft Drivers
When an Uber or Lyft driver is involved in an auto accident, multiple insurance companies may be involved, including the rideshare company’s insurance carrier, the driver’s private insurer, and the third-party driver’s insurance. It is critical to understand when each may apply, as it can significantly impact the amount of available compensation.
Uber and Lyft drivers will generally be required to have a commercial endorsement on their insurance policy that will cover their liability while they are driving passengers, in addition to covering their liability when they are not engaged in commercial driving. The maximum liability for such policies may differ depending upon the amounts required by Uber or Lyft, and/or other factors.
After a crash, as rideshare crash lawyers, we will obtain copies of all of the policies that may apply. We will want to know the limits of such policies, any exclusions and exceptions that may exist, and the amount of coverage provided by such policies.
Do Uber or Lyft Provide Insurance for Their Drivers?
Yes. However, there are limits not only in terms of when these policies may apply, but also how they interact with the insurance policies of drivers.
In general, Uber and Lyft insurance policies only apply when independent contractors are actively working, meaning if no passengers were present, a claim must be made against a driver’s personal insurance policy, which often carries significantly lower coverage. In cases where a driver was active and available to pick up rides (but not carrying passengers), Uber’s or Lyft’s insurance may provide an additional $50,000 in coverage.
It’s important to understand that as with all insurance companies that provide liability coverage for a potentially responsible defendant driver, the insurance company can be expected to challenge all liability. This is especially the case when injuries and damages are significant. Except for “fender-bender” cases in which only minor property damage results, insurance companies can be expected to fight any payout.
This is why if you’ve been injured by an Uber or Lyft driver, it will be in your best interest to contact us. As rideshare lawyers, we know how at-fault drivers and their insurance companies try to avoid paying what they owe. Because rideshare company insurance policies are complex and littered with loopholes, we urge you to call our office to schedule a free consultation to determine if Uber’s or Lyft’s insurance could potentially cover your damages.
What Types of Damages May I Be Entitled to Collect for An Uber or Lyft Rideshare Accident?
As an experienced rideshare attorney, Mark Hurt can help identify damages you have sustained and tenaciously fight for the maximum compensation possible to cover expenses, including (but not limited to):
- Medical Care
- ER Visits
- Physical Therapy
- Prescription Medications
- Durable Medical Equipment (DME)
- Lost Wages
- Lost Future Earning Potential
- Pain and Suffering
Our Experienced Uber Crash Attorney & Lyft Accident Lawyer Stands Ready to Fight for Your Rights. Schedule a Free Consultation Today!
Uber and Lyft accidents can be complicated, as they often involve multiple parties and numerous insurance claims. Further, insurance companies that represent rideshare companies will do everything within their power to avoid responsibility and minimize the value of claims, making it critical to be represented by an experienced rideshare lawyer who will not hesitate to take a case to trial if a full and fair settlement cannot be reached.
At The Law Offices of Mark T. Hurt, we stand up to big insurance companies and tenaciously pursue the maximum compensation to which clients are rightfully entitled. Call our office to schedule a free consultation with an experienced Uber and Lyft injury attorney to learn more about your legal options.